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EMI Calculator India – Home, Car & Personal Loan
Enter the loan amount, interest rate and tenure to see your monthly EMI, total interest and total payment instantly – for home, car, education or personal loans. Everything is calculated in your browser – nothing is uploaded or saved.
How to use
Formula / how it works
EMI = P·r·(1+r)ⁿ / ((1+r)ⁿ − 1), where P is the loan amount, r is the monthly interest rate and n is the number of months.
Results are estimates for guidance. Your bank, employer or official documents are always final.
🔒 Privacy: this tool runs entirely in your browser. Nothing you type is saved, uploaded or sent anywhere – close the tab and it is gone.
FAQ
Frequently asked questions
Is the result exact?
The formula is standard, but banks and employers may round differently or add charges, so small differences are possible.
Is my data saved?
No. Everything is calculated in your browser and nothing is sent anywhere.
Does it work on mobile?
Yes, in any modern browser on Android, iPhone, tablet or computer.
Do I need an internet connection?
Only to open the page. After it loads, the calculator also works offline.